Our partners compensate us. But the sales tax is more than an entire percentage point higher in San Francisco, which really adds up when you ring up a bill and see how much more expensive it was than you were expecting. As per the data from our users average cost of living in San Diego, Us is expensive/cheaper than San francisco, Us. According to the BLS, transportation is the second-largest expense consumers have.For some, these costs include taking public transportation. Coming up with the cash for a down payment is the biggest roadblock for most home buyers. The city also gives you the best of both worlds since its culture is as buzzing as it is calming. EXPOSED: The 'Real' San Diego Cost of Living Guide in2023 | 2024. In fact, 60% of these students go on to complete their studies with a strong 44% getting their Bachelors degree. We are convinced that San Diego stands up very well against San Francisco, thank you very much. Cost of Living Calculator | San Diego, CA - NerdWallet Walkability and public transit scores were obtained from, Monthly bus pass costs were obtained from the individual websites of the public transit system for each city. Private school data was obtained from the Department of Education, and average private tuition was compiled by averaging tuition across randomly selected schools in each city. Room in a Shared Apartment in San Diego - $900-1500 Private Apartment in San Diego - $1700-2800 Luxury Condo/Villa in San Diego - $2200-3700 It shouldn't take you too long to find an apartment, but booking a month or two in an Airbnb in San Diego will give you some peace of mind. As a matter of fact, we are better in many areas and do not have any problem pointing that out to that city up north. Cost of Living Calculator | San Diego, CA vs. San Francisco, CA A final slam we would like to point out is that San Francisco may think it is hipper and more exciting, but San Diego is more youthful and vibrant. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Learn how to put down just 3.5%, get a home loan up to $977,500, even if you don't have "perfect" credit Do you have an FHA home loan now, want to skip a payment (or two), lower your interest rate, and save $$ on monthly payments? Related Article: San Francisco vs. Philadelphia. San Diego housing costs are 52.0% more expensive than Denver housing costs. Southern California is the land of the best beaches, and San Diego has a claim to some great ones. Americans spend nearly the same amount each year on entertainment as they do on health insurance, according to the BLS. Items on which the index is based have been carefully chosen to reflect the different categories of consumer expenditures., C2ER was founded in 1961, and continues to exist today as a nonprofit organization, comprising research staff of chambers of commerce, economic development organizations and agencies, and related organizations throughout the United States. C2ER has published its quarterly Cost of Living Index since 1968. (Below 100 means cheaper than the US average. SAN DIEGO COUNTY, Calif. San Diego is one of the least affordable areas in the country where housing, gas prices, utilities, and other costs are a concern. TOP POST: San Diego Mortgage Rates: Trends, Predictions, & Forecasts in2023 | 2024. If residents cant afford to attend either, having an international ballet or Super Bowl-winning football team doesnt do much good. (Take that, Frisco!). Utilities are another somewhat ambiguous cost of living to quantify. Check out the website for San Francisco, California to find opportunities and activities in the new location like parks, beaches, museums, or playgrounds that kids will enjoy and look forward to visiting. Private school data was obtained from the Department of Education, and average private tuition was compiled by averaging tuition across randomly selected schools in each city. Our partners cannot pay us to guarantee favorable reviews of their products or services. Transportation: Unless youre lucky enough to work from home, you will need to factor in transportation costs when deciding where to live. Find out what the latest and greatest San Diego home loans are right now. Inflation in San Diego was 8.2% in January compared to a year ago, and that is above the national average, which is at 7.5%. By proceeding, you consent to receive calls and texts at the number you provided, including marketing by auto-dialer, pre-recorded voicemail, and email, from this site's operators about real estate related matters, but not as a condition of purchase. According to the BLS, transportation is the second-largest expense consumers have.For some, these costs include taking public transportation. The exorbitant costs are never entirely offset by the higher wages, and not everyone has jobs that afford them these higher salaries, though everyone DOES have to pay all the higher costs of living in the San Francisco area. Save my name, email, and website in this browser for the next time I comment. Monthly bus pass costs were obtained from the individual websites of the public transit system for each city. The weather, traffic, time of year, day of week and if there are accidents, can all impact your commute time. The Bay Area is full of medical campuses, and is home to the well known cradle of tech. Children, who dont have the maturity, independence, and understanding of a parent may be even more sensitive to a move. Because the price of goods and services varies from one city to the next, calculating the cost of living will determine how affordable it is to live in a certain area. You could eat out less, cut back on takeout and cook more often. Cost of Living in San Diego, CA | PayScale That's probably because we're measuring average costs for the larger metro area, not just the city limits. Theaverage home pricein San Diego is a little bit over $800,000, and the average home price in San Francisco is just below $1,500,000. Private school data was obtained from the Department of Education, and average private tuition was compiled by averaging tuition across randomly selected schools in each city. When evaluating offers, please review the financial institutions Terms and Conditions. San Francisco has the6th Best Ballet Companyin the United States, and the War Memorial Opera House is highly regarded. As of 2020, San Francisco has around 840,000 people living in a land area of 46.9 square miles. Wrong. Plus, who wants to risk getting run over by a cable car anyway?! Pre-qualified offers are not binding. In fact, San Francisco ranks fifth on the list of most expensive American cities. The citys key industries include financial services, tourism, and technology. Frankly, a distressed sale in San Francisco probably costs a lot more than a house sale in Mira Mesa. We will not allow a client to be taken advantage of by anybody, and the final sales price is ordinarily thousands of dollars below the original asking cost. Own a home in San Diego and you want to get a personalized home valuation for it to see how much you can walk away in profit in this exciting market? Make sure you include these moving costs into the overall. For example, the cost of an unlimited MetroCard in New York was obtained from theMTA website. We lost the San Diego Chargers to someplace else, but the San Francisco 49ers had a better overall record of Super Bowl wins; not even Phil Rivers or LaDamien Tomlinson could change that. NerdWallet strives to keep its information accurate and up to date. Using these numbers, we calculated the net change in annual disposable income that a move to the new city will have on your wallet and lifestyle. San Diego has a sales tax of 7.75%, and San Francisco sales tax is 8.5%. Cost of Living in San Diego vs San Francisco On average, a single person would spend $2965 in San Diego on expenses, including rent. Overall, wed have to say in the ongoing SoCal vs. NorCal face off, SoCal wins when it comes to cost of living. Walkability and public transit scores were obtained fromWalk Score. Just like with food costs, you can curb how much you spend on entertainment by altering your behavior. Employers in San Diego, CA typically pay -14.0% less than employers in San Jose, CA. Cost of Living in San Diego - Moving To San Diego in 2023 Housing, grocery, and health costs average similar numbers as the rest of the Golden State. July summers in San Diego begin at a similar range and can reach up to 70, but never exceed 80. Private school data was obtained from the Department of Education, and average private tuition was compiled by averaging tuition across randomly selected schools in each city. A crowdsourced database with a cost of living calculator for prices comparison in 9294 cities in 197 countries all over the world. Get free guidance on changes you can make to afford more home, without spending more. The average salary in San Diego is $75,000 a year, and in San Francisco, youll find the average salary to be $97,000 a year. We must be fair when comparing the two cities. San Fran has a transit structure as well, namely San Francisco Municipal Transportation Agency (SFMTA). To get the best mortgage loan, know how much you can afford and shop like the bargain hunter you are. Proximity to employment is an important consideration because it can drastically impact your cost of living. Price collection by city is conducted in strict conformance with standard specifications at specified times. Related Article: San Francisco vs. Chicago. Final Thoughts With everything the city has to offer, living in San Francisco is a dream. Comparatively, San Diegos tax burden is 7.75%. We answer all your questions and offer expert suggestions on what to do. According to the BLS, transportation is the second-largest expense consumers have.For some, these costs include taking public transportation. By clicking Send I/We agree by electronic signature as stated below: 1) To be contacted by telephone even if the telephone number appears on a State/National Do Not Call registry or any companys Do Not Contact lists. 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