viking capital vs lyon financial
Depending on how quickly a homeowner wants to get started on a pool installation, the time needed for funds to be disbursed could be a major concern. LYON FINANCIAL OUR SPECIALITY $2,700,000,000. Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment. What am I missing that makes this a horrible loan (besides the ridiculous 7.99% rate - which we plan to pay off in 18 months). Why It Made the Cut: SoFi supports various financing optionssuch as same-day funding and payment defermentfor eligible borrowers. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. Swimming Pool Financing in Forney and Rockwall | Pool Xperts With the help of our financial partners, Viking Capital and Lyon Financial, and the Premier Pool Contractor team, your dream becomes a reality! We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Lyon Financial is a broker, which means they connect borrowers with multiple lenders. and not be charged any additional interest. Subject. Some lenders offer specialized pool loans to finance installations, but borrowers may also be able to use personal loans for these renovation projects. Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. They have a simple application process and you can be approved for up to $250,000. Viking Capital is a family-owned business that has been in operation since 1999. For instance, after customers have paid 12 consecutive monthly installments without a single missed or late payment, they have the option to defer their payment for 1 month without accumulating any additional interest. As such, borrowers with excellent credit scores (750+) can expect to qualify for the best rates and terms on their loans. They offer a wide array of loan options and have the ability to work with borrowers in all credit tiers. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Loan programs offered are available nationwide for terms of up to 30 years. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. There are many factors to consider when taking out a loan for a pool. Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Just began our process with Lyon Financial.. was easy to apply and be approved. Viking Capital. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Includes family by adoption and marriage). Upon approval and acceptance of terms, youll receive a shopping pass which works like a credit card and is good for the amount of your loan. LYON Financial. We may earn money or products from the companies mentioned in this post. But before you apply for a pool loan, its important to understand how your credit score can affect your ability to get approved and what interest rate youll be offered. I highly recommend Lyon Financial if you are in the market for a pool loan. Lyon announced today that on May 7th, a joint venture between newly-formed Lyon Capital Partners, LLC, (formerly Echelon Capital) and Revere Finance closed on the acquisition of substantially all of the assets of Lyon Workspace Products, LLC, and its affiliates. We highly recommend them. By taking some time to reflect on what matters most, homeowners can narrow down their options more quickly and find the right fit for their needs. The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we could move forward with our dream pool project. While the average swimming pool loan is for 10-15 years, you can finance a pool for as little as 5 years or for up to 30 years in some cases. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. We use the after improved appraised value and go all the way up to a 95% loan to value. // ]]> HFS performs a soft credit check to present you with full loan options. Contact. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! There was never high pressure sales on anything like that. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Swimming Pool Financing Options - Viking Capital Pool Financing This can be beneficial because it allows you to work with just one company throughout the entire process. Phone. APR, terms, and loan amounts may differ based on loan purpose and credit profile. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. Quick funding time frames to give homeowners the money needed to pay for pool installations. Viking Capital Pool Loan Credit Requirements are designed to help small businesses get the financing they need to grow and succeed. APPLY AT VIKING CAPITAL . . Backyard Resort Pools Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. About Viking Capital. The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). Subject to change. Getting pre-approved for financing before finding a pool can help make the process smoother and give you a better idea of how much money youll be able to borrow. Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. All loan decisions are at the discretion of our lending partners. explained everything and answered all my questions. Lyon Financial has a very helpful staff,customer service always answers phone calls and questions or directs me to the right person.Best choice i could have madeHighly recommend them. Why It Made the Cut: As a lender that focuses on pool loans, Viking Capital can offer extremely high loan amounts to eligible borrowersnot to mention a user-friendly application process and rate discounts for service members. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. Directory > Business Services > Financial Services | AQUA Magazine A: Yes, the applicant must be listed as the owner of record on the deed to the property where the pool is to be constructed. We also looked at factors that could impact a borrowers eligibilityminimum credit score requirements, for instance. Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. GC Residential Unlimited license #80889 5984 Six Forks Road Raleigh, North Carolina 27609. SITE DESIGNED BY . In some cases, borrowers may also be eligible for same-day funding, allowing them to access the funds needed to break ground on their new pool as quickly as possible. To continue the process of Financing for your pool, we will redirect to a website outside of OC Poolscapes.Lyon Financial & Viking Capital are not affiliated with OC Poolscapes, but we do have a finance partnership.To get started on the financing process, click the link below for either Lyon Financial or Viking Capital and submit your customer information. Lyon Financial offers financing solutions for swimming pool and home improvement loans nationwide. In fact, homeowners may receive the lowest pool loan rate possible using LightStreams Rate Beat Program, which pledges to beat any competitors APR by 0.1 percentage points. No problem there but then I was told they wanted $1000 extra just to process payments to the people who would be doing the work. Advertised rates and terms are subject to change without notice. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? The main advantage of personal loans is that they usually have lower interest rates than other types of loans (like credit cards). Well also email you the link so you can view at anytime. What are the interest rates? With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. LightStream offers pool loans at very competitive rates, with eligible borrowers potentially receiving an APR as low as 4.99 percent. HomeFlex100 Line of Credit allows for flexible options for those with little or no equity, borrow up to 100% equity. I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Apply Now. Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. If you are looking for a flexible financing option with competitive rates, then Viking Capital Pool Loan is a good choice for your business. Credit score requirements can vary from lender to lendersome lenders may not have any set minimum credit score at all. This means that your monthly payments could go up or down depending on economic conditions. Desirable loan options and personal attention every step of the way! 588 customer reviews of Lyon Financial. Whether you want to finance the pool, deck, landscaping and more, HFS is your trusted partner for the best loan and customer service in the home improvement industry. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! A: We rely on the expertise of TransUnion, but our lenders may use any of the Big Three reporting bureaus: Equifax, Experian, and TransUnion. In this case, it may make more sense to choose a different type of loan with a higher interest rate but lower monthly payments. You'll feel like the valued customer you are. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. This loan is best suited for businesses that have been in operation for at least two years and have annual revenues of at least $100,000. If youre not sure where your credit stands, check your free annual credit report from each of the three major credit bureaus Experian, Equifax and TransUnion for errors or negative information that could be dragging down your score. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. In general, companies that specialize in pool loan financing offer much longer loan terms, with borrowers repaying their loan amount over the course of a decade or more. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. As one of the leading lenders in the swimming pool industry, Paramount Capital has funded a substantial amount of inground pools for our customers. Lyon Financial. Call our in-house pool experts, and we ill help you make the best decision for you. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. You might choose an ARM if you plan on selling your home within a few years and want to keep your monthly payments low during that time period. Before lenders extend a pool loan, they will first review the borrowers financial status and ability to manage debt. Through Viking Capital, our mission is to help other hard-working physicians like you to achieve the freedom you deserve and to create the . Loans up to $75,000 Apply Viking Capital. I realize everyones situation varies, but our entire process from start to finish was completed within several days.
viking capital vs lyon financial